PARLIAMENTARY WRITTEN QUESTION
(8 April 2025)

To ask the Secretary of State for Housing, Communities and Local Government, pursuant to the Answer of 20 March to Question 37889 on High Rise Flats: Insulation, what assessment her Department has made of the potential impact of increased insurance premiums due to cladding on the finances of leaseholders in buildings under 11 metres in height.

Asked by:
James MacCleary (Liberal Democrat)

We do not hold information on insurance premiums for buildings under 11 metres in height. However, insurers should offer affordable premiums in line with risk, where life safety fire risk is generally proportional to the height of buildings. The department has been examining buildings under 11 metres on a case-by-case basis. To date, we have only identified a small number of under 11 metre buildings that require cladding remediation works. In the rare cases where remediation work is required, the department has engaged the relevant developers in conversations about funding these works so that leaseholders do not pay. Regardless of the height of the building, the responsibility for the costs of fixing such defects should rest with building owners, and not leaseholders.

Answered by:
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